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What Is An Accident Report

An accident report is an official document that will assist you during any type of claims for compensation after a traffic accident. It will be a great benefit should your case go to trial and it is also a document that your local lawyer will need to initiate any type of legal action.

When you have been in a car accident and it isn’t your fault, chances are you are going to be contacted by an agent of an insurance adjuster. These are the guys who will generally offer you some compensation for the accident.

Dealing With Insurance Adjusters

This can happen days or even weeks after the event and by then the details of the collision might not be as clear, which is why its so important that you file a report with your insurance company as well as local law enforcement as soon as everyone has been confirmed safe and out of any immediate danger.

Documenting all the details is also important so you can get the full amount of compensation you deserve. Typically when an adjuster contacts you, they will offer the lowest or a reduced amount on the first contact – if you accept this, then they either save their client money or get a bonus themselves. Neither of these are beneficial to you. It’s always good to have your own company to reference amounts through and even a lawyer to handle the compensation claim for you.

Detailed Information For Your Law Firm

It’s important that you speak with your lawyer or insurance company before talking with the adjuster who is representing the other party. The best approach is to be proactive with information and reporting details as soon as you are physically able. Some good examples of things you can do are, taking photos of your damaged car with your mobile phone, maintain a record of all the medical reports and costs to hand to the law firm representing you. Try to do this within 48 hours of the event as delays in reports being filed can have a negative effect the outcome of your case.

Now, if the accident was serious enough that the police arrived on the scene you can also use their reports in your case. Generally it’s best to keep your own records and be prepared with a list of action plans to do straight after an accident. We have a great little infographic that you can print and keep in the glove box or handbag for emergencies just like this.

If the collision was minor and no one was seriously injured the local law enforcement may not arrive at all. This is why we suggest being prepared and documenting everything yourself, just as the police would. That way even if they do happen to arrive, you can just hand them the details – it’s also a good way to get both parties on the same track early, since you are both on the scene recording the information at the same time.

Regardless of who records the details, it will all be useful when you are filing the accident report and considering the possibility that the police won’t arrive at the scene, you need to consult accident lawyers and file an accident report.

Your accident report is an official record which is admissible in a court of law. There are so many reasons and points that the defendant could raise that will weaken your case during a trial, however once you have filed the accident report it can be used as a preventative and rebuttal tool by your lawyer to get you the compensation that you deserve.

Who Can Help File The Report

You can ask your lawyer to help you with the details of the accident report, however a lot of the information needed is very specific and the chances are they will only be able to guide you on what needs to be included. All the details will need to be in your own words, which is why it’s important to do the documentation as soon as possible after the event.

An example of some of the information you will need to include is a description of what happened before the crash, the number of passengers and details of any injuries that were sustained as well as how they were treated. General pieces of information like the licence and registration numbers of both drivers and vehicles plus the insurance contact details will all need to be included in the accident report. If there were any third party witnesses having their account on what happened would be a great, unbiased piece of information to include as well.

That is a general overview of what an accident report is and how you should file one after your accident. There is a lot more information about these types of processes on and we are always looking to make things as easy and calm for you when you are involved in a traffic collision. Feel free to drop a comment below or send us a message with any questions you might have about this article.